Saturday, February 19, 2011

Safaricom M-PESA Prepay Safari Visa Card

Innovations from mobile service providers continue to explore the unimagined sectors especially in the money transfer sector. The latest product from safaricom allows loading of funds from your M-PESA onto a Visa Card that can be used to carry out transactions from millions of vendors of ATMs and shops countrywide and worldwide. With the M-PESA Prepay Safari Visa Card, users can use it just like other VISA cards to carry out both local and international PrePay VISA transactions and needs. It the Safricom Mpesa PrePay VISA card however needs to be pre-loaded with funds, in Kenya Shillings, that can be used to withdraw cash in any currency from over 1.6 million Visa ATMs worldwide as well as to make purchases at over 28 million VISA branded shops and other merchant outlets worldwide. 


The Safaricom M-PESA Prepay Safari Visa Card can also be reloaded through M-PESA and residual balances can be refunded at any I&M Bank branch. This product from Safaricom can be used by anyone who has a Safaricom telephone line that has been activated for M-PESA usage. It is however required that you must be at least over18 years and above to be able to apply for the Safaricom Mpesa Prepay Visa card. Loading funds to your Safaricom M-PESA Prepay Safari Visa Card simple trough your M-PESA account. The Safaricom M-PESA Prepay Safari Card is anticipated to be better than a credit card since you can’t spend money that you don’t have, in addition, it actually saves you money because there are never any late payment fees, ledger fees or over the limit fees.

The Safaricom M-PESA Prepay Safari Visa Card can be used internationally from ATMs that are VISA branded. It is a VISA and KENSWITCH branded card that is accepted both locally and internationally on all VISA/KENSWITCH branded ATMs.
The Safaricom M-PESA Prepay Safari Card can also be used to conduct online internet transactions such us purchases and payments. In relation to managing your money, you can monitor your card expenses; check your balance etc over the Internet. Just go to www.imbank.com-online services and log into prepaid cards. Receive an SMS alert anytime you use the Safaricom M-PESA Prepay Safari Card.
Convenience; Safer, cheaper and more convenient than carrying cash. You can de-activate the card after making your purchase online.

The big question now comes to how you can get the Safaricom M-PESA Prepay Safari Visa Card, The M-PESA Prepay Safari Card Kit can be purchased from any Safaricom outlets, I&M bank branches countrywide. you are however required to produce a copy and an original National Identity Card/Passport and a filled up application form when applying for the Safaricom M-PESA Prepay Safari Visa Card. 

In the M-PESA Prepay Safari Card Kit, you will find a ready to use Visa Card that has a sealed Pin cover containing the Pin number for using the card at any Visa ATM machine as well as an I-Pin number for accessing the card account information through the internet website www.imbank.com and this User Guide. In order to make withdrawals from Visa branded ATMS, you will require the pin number of which you must memorize. The Pin and I-Pin should never be written down or shared with anyone else.
On purchase of the M-PESA Prepay Safari Card Kit, you will need activate it by loading the card with the desired amount from your M-PESA  to Paybill 541 541.
How do I monitor the expenses and available balance in my card?

At any point of time, you can obtain complete information on the available balance and transactions done in your card through accessing your card account from the website www.imbank.com .Just go online services section and log into prepaid cards. Your M-PESA Prepay Safari Card Kit will include the I-Pin required to log on to your card account, along with your Internet Login ID ( i.e. your M-PESA Prepay Safari Card  16 digit number e.g. 0000 1111 2222).

You may also get the same information by calling up I&M Bank’s 24 hour call centre 254-20-3221000.
Reloading your M-PESA Prepay Safari card

As you use your Card , the balance available from the loaded amount will accordingly reduce. You can reload to replenish the funds balance in your M-PESA Prepay Safari Card  in the following way:

Go to your M-PESA menu
Select ‘Pay Bill’ from your M-PESA menu
Enter the ‘Business Number’ 541 541 (indicated on the back of the card)
Under ‘Account Number’ enter the 16 digit number of the M-PESA VISA Pre Pay Safari card
Enter the amount you wish to pay (between KShs. 100 – 35,000)
Enter your M-PESA PIN.
Confirm that all the details are correct and press OK
Your will receive a confirmation SMS from M-PESA immediately. Your M-PESA VISA Pre Pay Safari card will be updated real time
Refunding your M-PESA Prepay Safari Card

You can claim refund of any outstanding balance in your card by visiting any I&M Bank branch and filling a refund form with the required identification documents.
What are the charges payable?

The current charges, subject to change from time to time at I&M Bank’s discretion, are as follows:
 Card Kit– Kshs 250.
Minimum Load Amount – KShs 500.*
Reload Fee – Kshs 125.
Annual Fee- Kshs 250.
Refund Fee – 1% of the amount being refunded( Amount to be refunded must be more than Kshs 250).
Card Replacement Fee – Kshs 250.
Cash withdrawal
I&M Bank and Kenswitch ATMs - Kshs 30.
Other bank VISA ATMSsin Kenya - Kshs 100.
All VISA ATMs out of Kenya Kshs 250.
Balance inquiry
I&M Bank and Kenswitch ATMs –Nil
Other bank VISA ATMS in and outside Kenya - Kshs 50
Each SMS alert(for  registered cards) - Kshs 5
POS/PDQ/Online  transaction –national and International – Nil

* Minimum balance to be maintained in the card account at all times is Kshs 250.
Lost Card/Replacement

In case your M-PESA Prepay Safari Card is lost /stolen, you must immediately report the loss by calling up I&M Bank’s 24 hour call centre 254-20-3221000 and asking them to hotlist the card. You can also hotlist/block the card yourself by logging on to your card account with your card number and I-Pin at www.imbank.com- online services prepaid card section.

You can request for a replacement card by calling up 254-20-3221000.
Loading Limits
Minimum Load Amount – Kshs 500 per load
Maximum Card holding amount–Kshs 500,000  
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